Doctor of Philosophy - Banking & Finance (CRICOS course code 008962G) is a Doctoral Degree delivered by The University of New South Wales (UNSW) over 4 years. This AQF Level 10 program is designed for students who want to undertake original research in banking, finance, and related fields. UNSW is a leading Australian university located in Kensington, Sydney, and is CRICOS-registered (00098G). As an international student, you will benefit from Australia's ESOS Act protections and access to over 1,500 CRICOS-registered providers offering more than 26,000 courses. This page provides indicative fees, entry requirements, visa information, and application steps to help you plan your study journey. Always confirm details directly with UNSW as fees and requirements are subject to change.
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Doctor of Philosophy - Banking & Finance (CRICOS 008962G) is a research-intensive doctoral degree at The University of New South Wales (UNSW). It falls under the field of Management and Commerce (Broad Field 08), specifically Banking, Finance and Related Fields (0811). The course is delivered over 4 years (208 weeks) in English. It is a single qualification with no dual award or foundation studies component. This course does not include a mandatory work component. UNSW is a government university located in Kensington, NSW, one of Australia's largest education hubs with over 200 CRICOS-registered providers in Sydney. Sydney's student population exceeds 500,000, with excellent public transport access to the Kensington campus via bus and light rail. Indicative living costs in Sydney: rent $350-$600/week, groceries $80-$150/week, transport $40-$50/week.
As a Doctor of Philosophy candidate in Banking & Finance, you will engage in independent research that contributes new knowledge to the field. Typical research areas include financial markets, banking regulation, corporate finance, risk management, and quantitative finance. The program culminates in a thesis of up to 100,000 words. You will work under the supervision of experienced academics and may have opportunities to present at conferences and publish in journals. While specific curriculum details are set by UNSW, doctoral graduates develop advanced analytical, critical thinking, and research skills that are highly valued in academia, government, and the private sector.
The CRICOS register lists this course as 4 years (208 weeks). It is delivered in English. It is a single qualification — not a dual or combined degree. There is no foundation studies component. The program is research-based and typically requires full-time study. Part-time options may be available for domestic students, but international student visa holders must maintain full-time enrolment unless granted approval. UNSW's Kensington campus offers modern research facilities, libraries, and student support services.
Indicative tuition for Doctor of Philosophy - Banking & Finance at UNSW is A$180,000 for the full program. Non-tuition fees (such as student services and amenities) are estimated at A$4,000, bringing the total indicative cost to A$184,000. These fees are sourced from the CRICOS register as at April 2026 and are subject to change. Always confirm current fees on UNSW's website (www.unsw.edu.au). Additional costs not included: Overseas Student Health Cover (OSHC) — approximately A$600–A$800 per year for single cover; living expenses (A$21,041 per year as per Department of Home Affairs guideline); and the visa application charge (currently A$1,600). International students must demonstrate financial capacity to cover tuition, living costs, and OSHC.
For Doctor of Philosophy programs, English language proficiency is typically required at IELTS 6.5-7.0 overall (no band below 6.0-6.5). Applicants usually need a relevant master's degree or a bachelor's degree with honours (AQF Level 8 or equivalent) with a research component. Some universities may consider substantial research or professional experience. UNSW sets specific entry requirements — check their website for exact criteria. If you do not meet the requirements, pathway options such as a Graduate Diploma or Master's by coursework may be available. HeadStart Academy recommends contacting UNSW's Graduate Research School for detailed advice.
This course does not include a mandatory work component. However, international students on a Student visa (Subclass 500) may work up to 48 hours per fortnight during term and unlimited hours during scheduled breaks. UNSW may offer optional research internships or teaching opportunities, but these are not part of the CRICOS-registered program. Always adhere to visa work conditions to maintain compliance.
The course is delivered at The University of New South Wales — Kensington, NSW. Kensington is a suburb in Sydney's eastern suburbs, approximately 6 km from the city centre. The campus is accessible by public transport (bus routes 370, 391, 393, 395) and light rail (L2 Randwick line). Sydney is home to over 200 CRICOS-registered providers, offering a diverse student community. The city's cost of living is higher than the Australian average, but students can find affordable housing in suburbs like Kingsford, Randwick, or Maroubra. Part-time work opportunities are available, and UNSW's CareerHub helps students find jobs.
International students need a Student visa (Subclass 500) to study this CRICOS-registered course. You must meet the Genuine Temporary Entrant (GTE) requirement, have sufficient financial capacity (tuition, living costs, OSHC), and hold Overseas Student Health Cover (OSHC). Student work rights allow up to 48 hours per fortnight during term and unlimited hours during holidays. Family members can accompany you on a Student Dependent visa (Subclass 500) or Student Guardian visa (Subclass 590). Always apply through the Department of Home Affairs or consult a registered migration agent (MARA). ESOS Act protections ensure you receive quality education and refunds if the provider fails to deliver.
Follow these three steps to apply for Doctor of Philosophy - Banking & Finance at UNSW: 1. Research CRICOS-registered providers: Use HeadStart Academy's course search to filter by doctoral level, banking and finance field, and location (NSW). Compare UNSW with other providers. 2. Apply directly to your chosen institution: Visit UNSW's website (www.unsw.edu.au) to review specific entry requirements, English test scores, and application deadlines. Prepare your research proposal, academic transcripts, and references. Submit your application online. 3. Receive your Confirmation of Enrolment (CoE) and apply for your Student visa (Subclass 500): If accepted, UNSW will issue a CoE. Then apply for your visa via the Department of Home Affairs. Include evidence of OSHC, financial capacity, and GTE statement. Processing times vary — apply early.
Sydney offers a vibrant research environment with world-class universities, libraries, and industry connections. The cost of living is higher than other Australian cities, but the cultural diversity, climate, and career opportunities attract many international students. Before choosing this course, consider: your research interests match UNSW's faculty expertise; the availability of supervisors in banking and finance; and your long-term goals (academia vs. industry). UNSW's Kensington campus is well-connected, and the university has strong ties to Sydney's financial district. HeadStart Academy's data shows over 1,500 CRICOS providers nationwide — explore all options to find the best fit.
Ready to start your PhD journey? Explore UNSW's Doctor of Philosophy - Banking & Finance today. Use HeadStart Academy's free tools to compare CRICOS-registered courses and plan your study in Australia.
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Doctor of Philosophy - Banking & Finance is a CRICOS-registered programme at The University of New South Wales (UNSW). Use this register extract [CRICOS register, Apr 2026] to cross-check codes, duration and indicative fees before you apply.
This page is general information only and not migration advice. Confirm Student visa (Subclass 500) requirements with the Department of Home Affairs.