Certificate IV in Finance and Mortgage Broking

Certificate IV in Finance and Mortgage Broking (CRICOS 113371M)

Certificate IV in Finance and Mortgage Broking (CRICOS course code 113371M) is a Certificate IV delivered by Elite Education Group PTY. LTD. over 1 year. This qualification, coded FNS40821 under the VET national training package, is designed for individuals seeking to enter the finance and mortgage broking industry in Australia. Offered at the AQF Level 4, it provides foundational skills in banking, finance, and related fields. Elite Education Group, a CRICOS-registered provider (03546G), delivers this course at two Sydney campuses: Petersham and Haymarket. As an international student, you'll gain practical knowledge in lending processes, customer service, and regulatory compliance. This page covers fees, entry requirements, work component, and how to apply. All data is sourced from the official CRICOS register (April 2026).

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Data sourced directly from the official CRICOS register (April 2026)
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What You'll Study

This course falls under the field of Management and Commerce, specifically Banking, Finance and Related Fields. At Certificate IV level, students typically learn to apply financial products knowledge, assess loan applications, manage client relationships, and understand Australian finance regulations. While the exact syllabus is set by Elite Education Group, graduates often develop skills in mortgage processing, credit assessment, and ethical lending practices. The course combines theoretical learning with practical scenarios to prepare you for roles such as mortgage broker assistant or finance officer. Australia has over 1,500 CRICOS-registered providers offering more than 26,000 courses, ensuring a robust educational framework.

Duration and Study Mode

The Certificate IV in Finance and Mortgage Broking is scheduled for 52 weeks (1 year) on the CRICOS register. The language of instruction is English. This is a single qualification (no dual or foundation studies). Students should expect full-time study, typically involving 20 hours per week of classes plus additional self-study. The course is designed to be completed within the standard visa duration for a Certificate IV. Always check with Elite Education Group for specific timetables and delivery modes.

Fees and Financial Overview

Indicative fees for this course are sourced from the CRICOS register as at April 2026. Tuition fee is A$10,000, non-tuition fees A$350, making an estimated total of A$10,350. Note: This does not include Overseas Student Health Cover (OSHC), living costs, or the visa application charge. Living costs in Sydney range from A$500–700 per week for rent, groceries, and transport. Always confirm current fees with Elite Education Group via their website before applying. Fees are set by the institution and subject to change.

Entry Requirements

General guidance suggests an IELTS score of 5.0–5.5 overall for this level. Applicants are expected to have completed Australian Year 12 or equivalent. No prior finance background is required, but foundation or pathway options may be available – refer to Elite Education Group for specifics. All international students must also meet the Genuine Temporary Entrant (GTE) requirement and provide evidence of financial capacity. English language proficiency can be demonstrated through other tests like TOEFL or PTE as per provider policy.

Work Component

This course includes a work component of 52 weeks, 20 hours per week (approximately 1,040 total hours). This work-integrated learning may involve industry placement, internship, or simulated workplace activities. The practical experience helps students apply theoretical knowledge in real finance or mortgage broking environments. It also allows international students to gain Australian work experience while studying under their student visa conditions.

Delivery Locations

Elite Education Group delivers this course at two Sydney campuses: Petersham Campus in PETERSHAM, NSW, and Quay Street Campus in HAYMARKET, NSW. Sydney is Australia's largest city with over 200,000 international students across numerous CRICOS-registered providers. Both campuses are accessible via public transport: Petersham is on the Inner West train line, and Haymarket is near Central Station. Living costs in Sydney are higher than the national average, but part-time work opportunities are plentiful.

Student Visa and Legal Protections

International students require a Student visa (Subclass 500) to study this course. Visa conditions include maintaining OSHC, satisfactory course progress, and attendance. Students can work up to 48 hours per fortnight during term and unlimited during scheduled breaks. The ESOS Act protects your rights as an overseas student, including access to refunds and complaints processes. All courses listed on CRICOS meet Australian quality standards. For visa advice, consult a registered MARA agent or the Department of Home Affairs.

How to Apply

Follow these three steps to enrol in Certificate IV in Finance and Mortgage Broking at Elite Education Group PTY. LTD.:

1. **Research CRICOS-registered providers** – Filter by course level (Certificate IV), field (Finance and Mortgage Broking), and city (Sydney). Confirm provider registration on cricos.teqsa.gov.au.

2. **Apply directly to your chosen institution** – Meet entry requirements (English test, prior qualifications) and submit application before deadlines. Elite Education Group will assess your eligibility.

3. **Receive your Confirmation of Enrolment (CoE) and apply for your Student visa (Subclass 500)** – After acceptance, use the CoE to lodge a visa application. Ensure you have OSHC and sufficient funds.

Study in Sydney: What to Consider

Sydney offers a vibrant multicultural environment with a high concentration of educational institutions. With over 1,500 CRICOS-registered providers across Australia, you'll find diverse course options. For finance and mortgage broking, Sydney's status as a financial hub provides networking and job opportunities. However, cost of living is a factor: weekly rent averages A$300–500 for shared accommodation, groceries A$80–120, and transport A$40–60. Part-time work can help offset costs. Consider your lifestyle preferences and career goals before deciding.

Frequently Asked Questions

Find more Certificate IV finance courses in Sydney on HeadStart Academy.

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Source-backed course facts

Certificate IV in Finance and Mortgage Broking is a CRICOS-registered programme at Elite Education Group PTY. LTD.. Use this register extract [CRICOS register, Apr 2026] to cross-check codes, duration and indicative fees before you apply.

CRICOS register extract

Course
Certificate IV in Finance and Mortgage Broking
CRICOS course code
113371M
Provider
Elite Education Group PTY. LTD. (03546G)
Course level
Certificate IV
Field of education
08 - Management and Commerce
Duration
52 weeks
Tuition (indicative)
A$10,000
Estimated total (indicative)
A$10,350
Delivery locations
PETERSHAM, HAYMARKET
Work component
Yes (1040 total hours)

This page is general information only and not migration advice. Confirm Student visa (Subclass 500) requirements with the Department of Home Affairs.

Important notes for international students

  • Tuition and living-cost figures on this site are indicative only — confirm current fees with the provider before you accept an offer.
  • HeadStart Academy is not a registered migration agent and does not provide immigration advice. For Student visa (Subclass 500) rules, OSHC and financial capacity, verify with the Department of Home Affairs or a registered MARA agent.
  • Only CRICOS-registered providers may enrol overseas students. Always check the CRICOS course and provider codes on your offer and Confirmation of Enrolment (CoE).

Related pages

Frequently Asked Questions

The indicative total fee is A$10,350, comprising A$10,000 tuition and A$350 non-tuition fees. This does not include OSHC, living expenses, or visa costs. Always check the provider's website for current prices.
The course duration is 1 year (52 weeks) on the CRICOS register. It is a full-time program with a work component of 20 hours per week.
General requirements include IELTS 5.0–5.5 or equivalent, and completion of Australian Year 12 or equivalent. Specific prerequisites are set by Elite Education Group – contact them for details.
The course is delivered at two Sydney campuses: Petersham Campus in Petersham and Quay Street Campus in Haymarket. Both are accessible by public transport.
CRICOS lists estimated total fees of A$10,350 for Certificate IV in Finance and Mortgage Broking (tuition A$10,000). Figures are indicative as at the April 2026 register snapshot — confirm current fees with Elite Education Group PTY. LTD. before applying.
The CRICOS course code is 113371M, offered by Elite Education Group PTY. LTD. (provider code 03546G). Use these codes when checking your offer and CoE.